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Esplanade Insurance Agency Inc. Blog

View the latest blog posts from Esplanade Insurance Agency Inc..

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Friday, March 8, 2024

Enhancing a BOP with Umbrella Insurance 

All businesses need to carry commercial insurance. Coverage can help you clean up following accidents on the property. Still, how do you know you have the appropriate protection? At times, certain accidents might bring ramifications for which you don't have coverage. READ MORE >>

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Monday, February 26, 2024

Flood Preparation 101

Floodwater can be extremely destructive; even a few inches of water can ruin your flooring, walls and furniture. Even worse, floods can happen anywhere at a moment’s notice. But there are certain conditions that make floods more predictable. READ MORE >>

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Wednesday, January 31, 2024

General Liability Insurance 101

Protecting your business from potential financial harm is essential, and a general liability insurance policy can provide that protection. This insurance coverage can be beneficial for nearly any type of business. Continue reading to learn about the coverage offered by general liability insurance and its cost. READ MORE >>

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Friday, December 1, 2023

Insuring Your Contracting Business

Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business.  READ MORE >>

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Wednesday, November 1, 2023

Who Needs Life Insurance?

Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance.   This applies to people in the following situations:  If you are married, you need life insurance. READ MORE >>

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Sunday, October 1, 2023

Stay Smart with These Three Health Insurance Buying Tips

Now, it’s easier than ever to land a solid health insurance plan. It is, however, easy to miss the fine details of effective purchasing. Depending on your coverage, you’ll have several hidden advantages when browsing providers.  Keep in mind the three buying tips below.  READ MORE >>

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Friday, September 1, 2023

BOP Insurance Can Protect Your Assets: Building, Equipment, Furniture, and Inventory Protection

Investing in business insurance makes good financial sense. Most companies recognize the risks they face in situations such as a fire or a lawsuit filed against them. However, it takes only a single incident like this to occur for you to realize just how financially devastating such an event can have on your company’s finances. READ MORE >>

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Friday, August 4, 2023

The Benefits Included in Cyber Liability Insurance

There are numerous costs that might arise from data breaches, which is why cyber liability coverage is designed to cover many different cost burdens. These might include:  Notification Costs  If sensitive customer information were to be stolen from your company networks, you are required by law (in most instances) to notify customers of the issue. READ MORE >>

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Friday, July 14, 2023

Why a DWI May Lead to an SR-22 Requirement

Drivers with poor driving records may be required to offer a certificate of insurance to the state Department of Motor Vehicles. This certificate is called an SR-22. An SR-22 acts as proof of auto insurance from your insurance provider. It is not an insurance card that you carry with you when driving. READ MORE >>

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Thursday, June 1, 2023

Important Insurance Coverage for New Farms

A new farm faces a range of different risks when it comes to day-to-day operations. Without a strong financial background, a single disaster or claim could land a new farm in a world of financial trouble. This is why insurance is so important, as it helps you bear the brunt of accidents so that you don’t have to pay for everything out-of-pocket. READ MORE >>

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Metairie, LA 70002

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